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            您當前的位置 : 太原新聞網(太原日報報業集團) >> 理財頻道

            5月20日起山西省全面取消企業銀行賬戶許可

            來源:太原新聞網 作者:常曉峰 2019年05月23日 09:18

                  太原新聞網訊  記者從人民銀行太原中心支行了解到,自2019年5月20日起,山西省全面取消企業銀行賬戶許可。這是人民銀行太原中心支行深入貫徹落實國務院“放管服”改革和人民銀行總行取消企業銀行賬戶許可工作安排、踐行“改革創新,奮發有為” 精神、優化山西省營商環境的又一重大舉措。

              取消企業銀行賬戶許可后,中華人民共和國境內依法設立的企業法人、非法人企業、個體工商戶(以下統稱企業)在省內銀行開立、變更、撤銷基本存款 賬戶、臨時存款賬戶(含取消企業銀行賬戶許可前已開立的基本存款賬戶、臨時存款賬戶變更和撤銷業務),由核準制改為備案制,人民銀行不再核發開戶許可證, 開戶許可證也不再作為企業辦理其他事務的證明文件或依據。機關事業單位、社會團體等其他單位辦理銀行賬戶仍按現行銀行賬戶管理制度執行。

              截至2019年4月30日,全省企業共開立銀行結算賬戶103萬戶,占單位銀行結算賬戶總量的87%。取消企業銀行賬戶許可后,企業開立基本存 款賬戶、臨時存款賬戶的流程進一步簡化,所需時間明顯縮短。同時,企業銀行結算賬戶開立之日即可辦理收付款業務,賬戶使用更加便利。這項工作的實施必將有 助于更好地激發市場活力,支持民營企業、小微企業發展,服務山西經濟轉型。

              取消企業銀行賬戶許可并不代表放任自流,人民銀行太原中心支行將始終堅持管理與服務并重,堅持“兩個不減、兩個加強”(即企業開戶便利度不減、 風險防控力度不減,優化企業銀行賬戶服務要加強、賬戶管理要加強)的總體原則,進一步加強企業銀行結算賬戶風險監測,增強事中事后監管力度,切實防范賬戶 風險,做到既“放”到位又“管”到位。

            (責編:歲月)
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